best fractional ownership companies in India |
In recent years, fractional ownership has emerged as a game-changer in India’s real estate investment landscape. This innovative model allows multiple investors to co-own high-value properties, making premium real estate accessible to retail investors. With the market projected to grow significantly, several companies are leading the charge in this space. Here’s a look at the best fractional ownership companies in India and how they are transforming the way people invest in property.
What is Fractional Ownership?
Fractional ownership enables multiple investors to pool resources and purchase a share of a high-value asset, such as commercial real estate, luxury homes, or even agricultural land. Each investor owns a fraction of the property proportional to their investment and benefits from rental income, capital appreciation, and professional management. This model democratizes access to lucrative real estate opportunities traditionally reserved for high-net-worth individuals (HNIs).
Why Fractional Ownership is Gaining Popularity in India
Affordability: Investors can own a share of premium properties with minimal capital, often starting at just a few lakhs.
Diversification: Fractional ownership allows investors to spread their investments across multiple properties, reducing risk.
Passive Income: Rental yields and capital appreciation provide steady returns without the hassle of property management.
Regulatory Support: SEBI’s introduction of Small and Medium REITs (SM REITs) has brought transparency and credibility to the sector.
Top Fractional Ownership Companies in India
1. WiseX (Formerly MYRE Capital)
WiseX is a leading platform for fractional ownership of commercial real estate. It offers institutional-grade investment opportunities with an average internal rate of return (IRR) of 14-20%. The platform has facilitated investments worth over INR 400 crores and focuses on high-yield projects in cities like Mumbai, Pune, and Bangalore.
2. FOIC
Launched in 2024, FOIC aims to democratize real estate investment in India. It offers fractional ownership in commercial properties across major cities in Goa, with a minimum investment of INR 15.96 lakhs and returns of up to 18% IRR. The platform has successfully exited its first property with a 17.54% IRR, showcasing its reliability.
3. Alt DRX
Alt DRX is a pioneer in fractional ownership, allowing investors to buy and sell fractions of real estate as small as 1 square foot. The platform uses advanced machine learning technology to determine real-time Net Asset Value (NAV) and facilitate peer-to-peer trading. This innovative approach brings liquidity to an otherwise illiquid asset class.
4. Renivesh
Renivesh specializes in luxury residential and commercial real estate investments. It offers fractional ownership in high-value properties across Delhi-NCR, Bangalore, and other metro cities. The platform focuses on Grade A office spaces and pre-leased properties, ensuring stable rental yields of 6-10% and capital appreciation of over 5% annually.
5. BRIKit
BRIKitt is India’s most trusted fractional ownership platform, with a community of over 2,000 investors. It offers exclusive exchange benefits, allowing investors to swap their ownership in one property for another within its portfolio. The platform’s AI-powered web app provides real-time insights into investments, ensuring transparency and trust.
6. Assetmonk
Assetmonk focuses on top-tier commercial real estate, including office spaces, co-living, and senior living projects. The platform offers asset-backed investments with 100% transparency, allowing investors to review property documentation and cash flow statements. Its debt products have delivered returns of up to 18-19%.
7. Strata
Strata is an Indian-based platform that makes high-grade commercial real estate accessible with a minimum investment of around $30,000. It uses a Special Purpose Vehicle (SPV) structure to manage properties and distribute monthly returns. The platform charges a 3% management fee and a 20% performance fee upon property sale.
Key Considerations for Choosing a Fractional Ownership Platform
Regulatory Compliance: Ensure the platform is registered with SEBI or follows SM REIT guidelines 7.
Transparency: Look for platforms that provide detailed property information, legal documentation, and real-time performance tracking 1012.
Exit Options: Check if the platform offers flexible resale or exit strategies 10.
Track Record: Evaluate the platform’s historical performance and investor reviews.
The Future of Fractional Ownership in India
The fractional ownership market in India is poised for exponential growth, with estimates suggesting it could surpass USD 5 billion by 2030 7. As regulatory frameworks mature and more investors recognize the benefits, this model is set to redefine real estate investment in the country.
Conclusion
Fractional ownership is no longer a niche concept but a mainstream investment strategy in India. Companies like WiseX, hBits, Alt DRX, and BRIKitt are at the forefront of this revolution, offering innovative solutions that cater to the evolving needs of investors. Whether you’re looking for passive income, diversification, or access to premium properties, fractional ownership provides a viable and rewarding path to wealth creation.
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